A systemic solution beyond a perpetual UBI decay loop

I would suggest a market first approach (experimental with emerging standards) & later regulated standards for legal holding trusts with primary stakeholders: consumers, producers & workers and not exclude impact investors or suppliers but as secondary stakeholders, limit the percentage of shares available to them or reduced voting rights per unit share. See the model structures developed by FairShares.coop & the community interest company (CIC UK legal structure).

Gradual Exit to Community

Public and private companies could gradually convert from prioritising their ROI investors where by consumers and workers receive periodic options, according to their recorded activity, to buy shares at a discount to market (diluting existing holdings), in employee stock ownership plan (ESOP) and their customer loyalty scheme. Existing share holders could register their existing shares as consumers or workers, according to their records of past activity, which would be very interesting to see. The process of shifting existing public companies shareholding to workers and consumers as primary stakeholders may take a decade or many. See also Exit to Community (E2C.how).

Three tier structure

Further advanced is a 3 tier structure:

  1. Asset Trust Funds
  2. Contracted Operators (with benefit corporation standards, including worker & producer cooperatives)
  3. Consumer Associations (network)


More advanced again uses Future-credits to capitalise Asset Trust Funds or more directly with Contracted Operators (goods & service providers).

Consumer Association members prepay for discounted credits, which are transferable, convertible & redeemable year by year.

Future-credits would require trials in regulatory jurisdictions, extending the current limitations on equity crowd funding. Broadly practiced and well understood standards are required for auditing provider capacity, highly flexible accessible escrow schedules & long term prepaid subscription accounts, with transferable credits and refund policy.

Platform Coops for distributed multi sided markets are ideal for bringing these together and could help recapture the sharing economy. The sharing economy started with small local cooperatives or associations and loose coordination networks, such as couch surfing, car sharing & co-working. These have been captured by the excessively extractive corporate & venture capital, business & funding models.

For more info on the Multi Tiered structure (top tier: open source protocols, platforms & tools in common & last tier: external providers & associations) & Future-credit funding model with year by year redeem-ability at funded enterprise providers - see tenancyOS future-credits bit.ly/tenancyOS

Accounting with a new token standard & specification for distributed ledgers, DAOs & web3. https://bit.ly/early-bird-discount-last-minute-tickets

Can Capitalism be Civilised? http://bit.ly/civil-capital